Payam Kohanbash

Iranian Mortgage Broker in Los Angeles

Payam Kohanbash is a respected Iranian mortgage broker in Los Angeles, recognized for delivering smart, flexible, and client-focused home financing solutions. With extensive experience working across a wide range of loan products and borrower scenarios, Payam serves as a trusted guide for homebuyers, homeowners, and real estate professionals throughout Southern California.

About Payam Kohanbash

A Consultative Approach to Mortgage Lending

Payam is known for his thoughtful, solution-driven approach to mortgage lending. Rather than forcing borrowers into rigid loan structures, he evaluates each client’s financial picture carefully and offers financing strategies that make sense both short-term and long-term.

Commitment to Integrity and Transparency

As a Loan Service professional with Greenbox Loans, Inc., Payam operates with a strong focus on ethical lending, clear communication, and full transparency—ensuring clients understand their options and feel confident at every step.

Flexible Lending Through Innovative Underwriting

“Out of the Box” Mortgage Solutions

Greenbox Loans was built on an exception-based underwriting philosophy, designed for qualified borrowers who may not fit traditional lending guidelines. This approach allows Payam to secure financing solutions that many conventional lenders are unable to offer.

Customized Loans for Complex Financial Profiles

Payam works extensively with borrowers who have strong earning potential but unique financial structures, offering practical and realistic loan options tailored to their needs.

Experience & Mortgage Expertise

Wide Range of Loan Programs

Payam brings hands-on expertise in multiple mortgage products, including:

• Conventional and Jumbo loans

• FHA and government-backed programs

• Non-QM and specialty lending

• Self-employed borrower solutions

• Custom loan structures for unique income scenarios

Trusted Partner for Real Estate Professionals

Real estate agents and industry partners rely on Payam for his ability to analyze borrower profiles, assess risk accurately, and deliver dependable lending support that helps transactions close smoothly.

Client-Focused Service Philosophy

Clear Guidance and Responsive Communication

Payam believes the mortgage process should be informative, straightforward, and stress-free. His clients value his responsiveness, attention to detail, and ability to simplify complex lending concepts.

Personalized Strategies for Long-Term Success

By listening closely and asking the right questions, Payam designs loan strategies aligned with each client’s long-term financial goals—whether they are first-time buyers, investors, or self-employed professionals.

Professional Mission & Ongoing Growth

Expanding Access to Fair Mortgage Options

Payam’s mission is to ensure borrowers from all backgrounds have access to competitive, flexible, and responsible mortgage solutions. By leveraging Greenbox Loans’ diverse programs, he opens doors that traditional lenders often close.

Staying Ahead in a Changing Market

He continuously updates his industry knowledge, lending strategies, and technology tools to provide a smoother and more efficient client experience.

Connect With Payam Kohanbash

Your Trusted Mortgage Advisor in Los Angeles

If you’re searching for a knowledgeable mortgage professional who understands modern lending challenges, Payam Kohanbash is ready to help. Whether you’re purchasing, refinancing, or exploring specialized financing options, he offers reliable guidance from start to finish.